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Introduction:
Visa Credit Card with 0% APR and 2% cash back.
Added on:
2025-01-13
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Blue Product Information

What is Blue?

The only Visa® Credit Card that offers 0% APR and unlimited 2% cash back rewards on all purchases. We're developing an in-house credit algorithim using machine learning models. If you miss payments, your APR will be variable meaning it can move up.

How to use Blue?

Shop with your paycheck. Shop now and pay later with your paychecks, interest-free. Online, in stores, wherever you love to shop—pay with your paychecks just about anywhere.

Blue's Core Features

  • 0% APR on all purchases
  • Unlimited 2% cash back rewards
  • In-house credit algorithm using machine learning
  • Variable APR if payments are missed

Blue's Use Cases

  • #1 Shop now and pay later with your paychecks
  • #2 Split payments over multiple paychecks
  • #3 Build credit history
  • #4 Shop online and in-store
  • #5 Pay over time with each paycheck

FAQ from Blue

Is there an interest on deferred payments?
No, we believe in transparent pricing with no hidden interests on deferred payments.
How secure is the Chrome extension?
Our Chrome extension uses top-tier encryption techniques ensuring all your transactions and data remain secure.
Is there a limit to how much I can defer?
Yes, there's a credit limit based on various factors which will be explained during your application process.
Can I make early payments?
Absolutely! We allow and encourage users to make early payments if they wish, without any penalties.
How does this help build my credit?
Every timely payment made through our system is reported, thus helping to enhance your credit score over time.
Is there a membership fee?
There are no membership fees. We operate with complete transparency ensuring you only pay for what you buy.
How quickly is the payment processed?
Payments are typically processed instantly, ensuring that your online shopping experience is smooth.
Do you have a mobile app?
Yes, we offer a user-friendly mobile app available on both Android and iOS platforms for on-the-go access.
Can I use the Mastercard card internationally?
Absolutely! Our Mastercard card is accepted globally, ensuring you can shop from anywhere in the world.

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